Letter · Personal Injury & Compensation

Request that a NSW CTP insurer concede impairment greater than 10 per cent

Letter asking a New South Wales CTP insurer to concede that permanent impairment from a motor accident is greater than 10 per cent, and recording the section 6.14 time for a damages claim.

Kind: Letter. A letter or email you adapt and send.
Where it applies: New South Wales
AI use: Yellow You and the tool draft together, with you directing. You check every statement you rely on.
Law stated as at: 23 October 2026
Status: Maintained. Checked on 23 October 2026 against the 4 authorities it cites, for New South Wales.
Version: 1
Source: Written for this library

When to use it

Use when a legally represented person asks the CTP insurer to concede non-economic loss under the Motor Accident Injuries Act 2017 (NSW), or to record a damages claim that may be late. Do not use it to lodge statutory benefits.

Used for these tasks

Each task page says how far AI may help with the task and what the lawyer must review.

How AI may be used

The tool may assemble the concession request and the attachment index from reports already on the file, and the lawyer decides whether impairment is greater than 10 per cent and writes any late-claim explanation.

AI may

List health-service examination reports already held, with the whole person impairment figure each report states
Draft the request letter with square-bracket gaps for the accident, the insurer and the claim number
Diary the section 6.14 date and the insurer's 14-day and 90-day guideline periods from the dates the lawyer enters

AI must not

Must not say the threshold is 11 per cent, or at least 10 per cent. Section 4.11 says greater than 10 per cent
Must not write the full and satisfactory explanation as evidence, or draft a statement of claim
Must not put health information into a public tool, or a tool that trains on the firm's inputs

The lawyer checks

Section 4.11 and section 6.14 are read on the current in-force Act. The regulations may change the section 6.14(2) date
The insurer's acknowledgement, decision and liability notice are checked against clauses 4.115 to 4.126 of the current guidelines
A damages claim is not treated as settled until section 6.23(2) is satisfied, as clause 4.134 describes it
If a document is filed in the Supreme Court, the lawyer reads Practice Note SC Gen 23. The PDF was not opened
Health, wage and scheme records stay in the firm's approved tool. ASCR r 9 and APP 11 apply. A breach may be notifiable under the Privacy Act 1988 (Cth).

Method: how the Green, Yellow and Red levels are decided. This is guidance for planning, not legal advice.

Authorities

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