Letter · Personal Injury & Compensation

Letter of instruction to an actuary on future loss

Letter asking an actuary to value future earnings and future treatment streams on the lawyer's assumptions, with the rate, percentage and life table left blank.

Kind
Letter. A letter or email you adapt and send.
Where it applies
Victoria, Queensland, New South Wales
AI use
Yellow You and the tool draft together, with you directing. You check every statement you rely on.
Law stated as at
23 October 2026
Status
Maintained. Checked on 23 October 2026 against the 12 authorities it cites, for Victoria, Queensland and New South Wales.
Version
1
Source
Written for this library

When to use it

Use when a plaintiff firm instructs an actuary on future economic loss in Victoria, Queensland or New South Wales. Do not use it to reconstruct past earnings. That is the forensic accountant letter.

Used for these tasks

Each task page says how far AI may help with the task and what the lawyer must review.

How AI may be used

The tool may assemble the letter from the lawyer's assumption table, and the lawyer inserts the rate, the percentage and the end date before it is sent.

AI may

  • Assemble the index from the documents the lawyer has selected, with one page sequence.
  • Insert the pathway or forum block the lawyer has selected and remove the others.

AI must not

  • Must not state an impairment percentage, a diagnosis, or whether a statutory threshold is met.
  • Must not put health or wage records into a public or consumer tool.
  • Must not draft an affidavit, a witness statement or a statutory declaration.
  • Must not choose a discount rate, a percentage possibility, a retirement age, a life table, or a residual capacity.
  • Must not rebuild past earnings from tax records.

The lawyer checks

  • The rate line is blank unless the lawyer has checked the section and any regulation.
  • Section 13 is used only if the claim is governed by the New South Wales Act.
  • In the Supreme Court of Victoria, Practice Note SC CL 3 has been considered before a single-party brief is sent.
  • The streams match the vocational or medical opinions the lawyer has included.

Method: how the Green, Yellow and Red levels are decided. This is guidance for planning, not legal advice.

Authorities

Read the full text

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