Form · Insolvency, Restructuring & Bankruptcy
Official Form 101 voluntary petition for individuals filing for bankruptcy
Link to Official Form 101, the individual's voluntary bankruptcy petition. Filing it commences the case. The debtor signs under penalty of perjury, so the tool writes none of it.
- Kind
- Form. A form to complete, or a guide to completing an official one.
- Where it applies
- United States
- AI use
- Red You write the text. The tool writes nothing into the document. Where permitted, it may check, clarify or collect data, and anything it checks or collects is verified.
- Law stated as at
- 22 October 2026
- Status
- Maintained. Checked on 22 October 2026 against the official form at uscourts.gov and the 4 authorities it cites, for United States.
- Version
- 1
- Source
- Link to the official form. Licence: Link only. Official Bankruptcy Form. Download the current Form 101 from uscourts.gov each time; do not copy or adapt it.
Where this comes from
The official form is published by uscourts.gov; this page is a completion guide. Last checked on 2026-10-22.
When to use it
Use when an individual debtor files a voluntary case under chapter 7, 11, 12 or 13. A married couple may file a joint case on the same petition. Download the current form. The page opened on 22 October 2026 listed it effective 22 June 2024.
Used for these tasks
Each task page says how far AI may help with the task and what the lawyer must review.
How AI may be used
The debtor declares under penalty of perjury that the petition is true and correct, so the tool writes no answer on the form and does not choose the chapter.
AI may
- Index prior bankruptcy cases, pending affiliate cases and the picture-identification name already in the file, with dates and case numbers
- Compare a lawyer-prepared draft with the part headings on the current form and list questions still blank
- List which related official forms the draft itself calls for, such as Form 101A, 103A or 103B, without completing them
AI must not
- Must not write, suggest or outline any answer, signature or chapter election on the petition
- Must not choose chapter 7, 11, 12 or 13, or Subchapter V
- Must not state that the debtor is eligible, that venue is proper, or that the fee will be waived
- Must not sign for the debtor or the lawyer, or insert a Social Security number beyond the last four digits the form asks for
The lawyer checks
- The petition is the current Official Form 101, used without alteration except as Bankruptcy Rule 9009 allows
- The chapter checked on page 1 matches Part 2, and the debtor's declaration under penalty of perjury is the debtor's own
- Venue is answered from where the debtor lived, and any 'another reason' is tied to 28 U.S.C. § 1408 as the form directs
- A chapter 7 fee-waiver request is made only with Official Form 103B, and only where the form's conditions are met. Installments use Official Form 103A
- The lawyer's declaration about explaining chapter eligibility and delivering the 11 U.S.C. § 342(b) notice is true before the lawyer signs it
Method: how the Green, Yellow and Red levels are decided. This is guidance for planning, not legal advice.
Official form
Open the official form. Always use the current version from the issuer. Licence: Link only. Official Bankruptcy Form. Download the current Form 101 from uscourts.gov each time; do not copy or adapt it..
Read the full text
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- add it to your firm’s knowledge base, so colleagues can find it;
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The summary, the law it rests on and the AI-use guidance above stay public. Privacy.
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