Form · Insolvency, Restructuring & Bankruptcy
Creditor's bankruptcy notice: AFSA online application completion guide
Practical guide to applying for a bankruptcy notice through AFSA Online Services: the preconditions, what goes in each part of the application, service, and the traps that defeat a later creditor's petition.
- Kind
- Form. A form to complete, or a guide to completing an official one.
- Where it applies
- Australia
- AI use
- Yellow AI can help in set ways. A lawyer checks specific points before use.
- Law stated as at
- 17 October 2026
- Status
- Maintained. Checked on 17 October 2026 against the official form at afsa.gov.au and the 3 authorities it cites, for Australia.
- Version
- 1
- Source
- Link to the official form. Licence: © Commonwealth of Australia (AFSA). Link only: the application is made through AFSA Online Services and AFSA's material is not reproduced.
Where this comes from
The official form is published by afsa.gov.au; this page is a completion guide. Last checked on 2026-10-17.
When to use it
Use when a creditor client holds a final judgment or order of $10,000 or more against an individual and wants to start bankruptcy proceedings. Do not use against a company (use a statutory demand) or before the judgment is final.
How AI may be used
Close supervision. The notice issues through AFSA's own system from a judgment, so AI may only prepare the judgment-debt particulars and an interest schedule for a person to check against the sealed judgment.
AI may
- Extract the parties' names, judgment date, proceeding number and judgment amounts from the sealed judgment into a particulars sheet for checking.
- Prepare a draft interest schedule using the rate and legislation the lawyer has identified, showing every step of the calculation.
- Build a service checklist and evidence index for the affidavit of service.
AI must not
- Must not insert a compliance or petition deadline as a date the firm relies on.
- Must not submit or amend the application in AFSA Online Services.
- Must not change the debtor's name from the form in the judgment, even to correct an apparent error.
The lawyer checks
- Names match the judgment exactly and the judgment is final, unstayed and not more than 6 years old.
- The amount claimed, excluding post-judgment interest, is at least the statutory minimum.
- Any interest claimed is allowed by the court and the schedule is correct.
- Service is effected within 6 months of issue and proved by affidavit.
Method: how the Green, Yellow and Red levels are decided. This is guidance for planning, not legal advice.
Official form
Open the official form. Always use the current version from the issuer. Licence: © Commonwealth of Australia (AFSA). Link only: the application is made through AFSA Online Services and AFSA's material is not reproduced..
Read the full text
The full text is for signed-in accounts. It is free. When you sign in you can:
- read the whole precedent, with its drafting notes beside it;
- copy it, or download it as a Word file or Markdown;
- add it to your firm’s knowledge base, so colleagues can find it;
- let the AI tools you connect read it from that knowledge base.
The summary, the law it rests on and the AI-use guidance above stay public. Privacy.
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