Map policy offset clauses against statutory weekly payments and other income
Key facts
- Human involvement
- YellowClose supervision
- How AI is used
- From the policy offset clause and the payment summaries the lawyer selects, build a table of each amount, its source, the period, and whether the clause picks it up. The tool does not decide a deduction the clause does not name.
- What the lawyer must review
- Read the offset clause. Apply it only to amounts the clause names.
- Match each payment to weekly payments, loss of earnings, paid leave or other income.
- Check the arithmetic against the payment summaries, not the client's memory.
- Keep medical and wage records in the firm's tool. ASCR r 9 and APP 11 apply.
Open a jurisdiction version of this task to see which instruments apply: NSWVICQLD
Who does what
| Role | What they do |
|---|---|
| Assistance | From the policy offset clause and the payment summaries the lawyer selects, build a table of each amount, its source, the period, and whether the clause picks it up. The tool does not decide a deduction the clause does not name. |
| Lawyer | Set the scope, supervise the work closely, verify every part relied on, resolve omissions and exceptions, and approve the exact output. |
Checklist
- Quote the offset clause from the schedule or the policy wording. Do not use a generic list of offsets.
- Keep WorkSafe, SIRA and WorkSafe Queensland weekly payments in separate rows from any transport payment.
- Section 3.6 of the Motor Accident Injuries Act 2017 (NSW) is the first 13 weeks only. Do not treat it as the whole of the statutory-benefits period without reading the later sections.
- Victorian loss of earnings benefits are fortnightly and, on the Commission's policy, cover the first 18 months.
- Clause 5.17 lets a subscribing insurer ask for financial information to assess entitlement or to confirm the amount. The offset is still the words of the policy.
Forms and precedents for this task
| Form or precedent | Kind | AI use | Summary |
|---|---|---|---|
| New South Wales pre-injury average weekly earnings worksheet | Other | AI use Yellow | Worksheet for pre-injury average weekly earnings under Workers Compensation Act 1987 (NSW) Schedule 3, and the weekly rates in sections 36 and 37. |
| Victoria pre-injury average weekly earnings worksheet | Other | AI use Yellow | Worksheet for pre-injury average weekly earnings under the Workplace Injury Rehabilitation and Compensation Act 2013 (Vic) sections 153 to 158. |
| Queensland normal weekly earnings worksheet | Other | AI use Yellow | Worksheet for normal weekly earnings under Workers' Compensation and Rehabilitation Act 2003 (Qld) section 106, and the total-incapacity rates in sections 150 and 151. |
| New South Wales motor accident weekly statutory benefits worksheet | Other | AI use Yellow | Worksheet for weekly statutory benefits under the Motor Accident Injuries Act 2017 (NSW) sections 3.6 to 3.12 and Schedule 1. |
Signed-in accounts can read the full text of each one. All precedents.
Sources
- Life Insurance Code of Practice, in force from 1 March 2025, Life Code Compliance Committee · 2026-10-23
- WorkSafe Victoria: weekly payments information · 2026-10-23
- Transport Accident Commission: loss of earnings benefits · 2026-10-23
- SIRA: weekly payments, Workers Compensation Act 1987 (NSW) · 2026-10-23
- Motor Accident Injuries Act 2017 (NSW) s 3.6, weekly payments in the first entitlement period · 2026-10-23
- WorkSafe Queensland: weekly compensation · 2026-10-23
- Motor Accident Insurance Commission: legislation, Motor Accident Insurance Act 1994 (Qld) · 2026-10-23
Medical, wage and claim records stay in a firm-controlled tool. ASCR r 9 and Australian Privacy Principle 11 apply. A loss or unauthorised disclosure that is likely to result in serious harm may be notifiable under the Privacy Act 1988 (Cth).
These are suggested working checks. Confirm the required checking with the responsible lawyer before work starts.