Work out the federal cap on wage garnishment before an earnings execution
Key facts
- Human involvement
- YellowClose supervision
- How AI is used
- From the pay figures the lawyer supplies, compute 25 percent of disposable earnings for the workweek and the amount by which those earnings exceed thirty times the federal minimum wage the lawyer supplies. Show both figures. Do not apply a state exemption and do not prepare the writ.
- What the lawyer must review
- 15 U.S.C. § 1673(a) limits the part of disposable earnings for a workweek that may be garnished. It states the 25 percent limit and the thirty-times-minimum-wage limit. Read the section for how those limits combine, and use the federal minimum wage in 29 U.S.C. § 206(a)(1) in effect when the earnings are payable. Subsection (b) sets different percentages for a support order, including an extra five percentage points for arrears older than the twelve-week period the statute describes. You sign any garnishment paper. State law may protect more of the earnings, and property exemptions are state law.
- Written for / version
- United States versionUS
Who does what
| Role | What they do |
|---|---|
| Assistance | Do not begin AI assistance until the responsible lawyer has defined and confirmed its permitted scope. |
| Lawyer | Set the scope, supervise the work closely, verify every part relied on, resolve omissions and exceptions, and approve the exact output. |
Checklist
- Verify the applicable jurisdiction and the version of each relevant law, rule or instrument in force at the material time.
- Confirm the output against the client’s instructions and the complete relevant source material, including omissions or contradictions.
- Resolve exceptions and record the responsible lawyer’s approval of the exact output and intended use.