Table the state named in the policy for conduct questions
Key facts
- Human involvement
- YellowClose supervision
- How AI is used
- Columns are the state named on the policy, the conduct the file asks about, in the file's words, and the clause cited. Do not state a license requirement.
- What the lawyer must review
- 15 U.S.C. § 1012 leaves the business of insurance to state law unless a federal act specifically relates to the business of insurance. NAIC model MO-900 is not a licensing statute. It is a claims-practice model, and Section 4 applies only through Section 3 where enacted. California Insurance Code § 790.03 includes misrepresenting to claimants pertinent facts or policy provisions relating to coverages at issue, and only for California. You decide which state's statute to open.
- Written for / version
- United States versionUSCth
Who does what
| Role | What they do |
|---|---|
| Assistance | Do not begin AI assistance until the responsible lawyer has defined and confirmed its permitted scope. |
| Lawyer | Set the scope, supervise the work closely, verify every part relied on, resolve omissions and exceptions, and approve the exact output. |
Checklist
- Verify the applicable jurisdiction and the version of each relevant law, rule or instrument in force at the material time.
- Confirm the output against the client’s instructions and the complete relevant source material, including omissions or contradictions.
- Resolve exceptions and record the responsible lawyer’s approval of the exact output and intended use.