Draft the notification of circumstances under a claims-made liability policy
Key facts
- Human involvement
- YellowClose supervision
- How AI is used
- From the client's account, the file correspondence and the policy schedule and wording, draft the notification letter to the insurer setting out the facts that might give rise to a claim, the people who might claim, the dates the insured became aware of each fact, and the documents enclosed, and build a table of the policy's own notification requirements against what the letter contains.
- What the lawyer must review
- Decide whether the facts are ones that might give rise to a claim and how broadly to describe them, confirm the policy period and that the notice will reach the insurer before cover expires and as soon as reasonably practicable after the insured became aware, check every fact against the file, and confirm the correct insurer, broker and address for notice.
- Written for / version
- US
Open a jurisdiction version of this task to see which instruments apply: US
Who does what
| Role | What they do |
|---|---|
| Assistance | From the client's account, the file correspondence and the policy schedule and wording, draft the notification letter to the insurer setting out the facts that might give rise to a claim, the people who might claim, the dates the insured became aware of each fact, and the documents enclosed, and build a table of the policy's own notification requirements against what the letter contains. |
| Lawyer | Set the scope, supervise the work closely, verify every part relied on, resolve omissions and exceptions, and approve the exact output. |
Checklist
- Confirm the instructions, the jurisdiction and the complete relevant material before starting.
- Confirm the policy is claims-made and identify the expiry date and any notification clause before drafting.
- Check each fact, date and potential claimant in the letter against a document on the file and remove anything the insured has not confirmed.
- Confirm the notice was delivered to the insurer before expiry and keep the proof of delivery with the file.
- Check the output against the source documents named in it before it is relied on.
Sources
These are suggested working checks. Confirm the required checking with the responsible lawyer before work starts; the checking approach does not establish permission to use AI.