Build a non-disclosure or misrepresentation table from the application and the claim
Key facts
- Human involvement
- YellowClose supervision
- How AI is used
- Set each application answer beside the later claim document that appears to differ, with the page of each. Do not say the insurer may rescind.
- What the lawyer must review
- Rescission for concealment is state insurance law. California Insurance Code § 331 says concealment, whether intentional or unintentional, entitles the injured party to rescind. That sentence is California's. Other states require intent, materiality, or both. You open the governing statute and the policy's representation clause before any rescission advice. 15 U.S.C. § 1012 is why you do not import a federal common-law rule over the state statute.
- Written for / version
- United States versionUSCth
Who does what
| Role | What they do |
|---|---|
| Assistance | Do not begin AI assistance until the responsible lawyer has defined and confirmed its permitted scope. |
| Lawyer | Set the scope, supervise the work closely, verify every part relied on, resolve omissions and exceptions, and approve the exact output. |
Checklist
- Review operative clauses in the complete document, including definitions, cross-references, schedules and inconsistencies with the instructions.
- Verify the applicable jurisdiction and the version of each relevant law, rule or instrument in force at the material time.
- Confirm the output against the client’s instructions and the complete relevant source material, including omissions or contradictions.
- Resolve exceptions and record the responsible lawyer’s approval of the exact output and intended use.