Assemble a consumer credit ban request and extension record
Key facts
- Human involvement
- YellowClose supervision
- How AI is used
- From the request date the lawyer supplies, list the three credit reporting bodies, the 21-day end date, the date that is at least 5 business days before that end, and whether one body has been asked to pass the request to the other two. Note the two use-and-disclosure exceptions on the page. The tool does not send the request or the extension.
- What the lawyer must review
- The lawyer decides which bodies are asked, whether an extension is sought, and sends the requests.
- Written for / version
- US
Open a jurisdiction version of this task to see which instruments apply: US
Who does what
| Role | What they do |
|---|---|
| Assistance | From the request date the lawyer supplies, list the three credit reporting bodies, the 21-day end date, the date that is at least 5 business days before that end, and whether one body has been asked to pass the request to the other two. Note the two use-and-disclosure exceptions on the page. The tool does not send the request or the extension. |
| Lawyer | Set the scope, supervise the work closely, verify every part relied on, resolve omissions and exceptions, and approve the exact output. |
Checklist
- Count 21 days from the day the request is first made, and put the notice point at least 5 business days before the end.
- Record that during the ban the body must not use or disclose the report except with written consent, or where an Australian law or a court or tribunal order requires it.
- Confirm a request or an extension is free, and that the lawyer, not the tool, sends it.
Sources
- OAIC: Fraud and your credit report · 2026-10-22
These are suggested working checks. Confirm the required checking with the responsible lawyer before work starts; the checking approach does not establish permission to use AI.