Respond to a debtor’s request to delay enforcement of a default judgment
Key facts
- Human involvement
- YellowClose supervision
- How AI is used
- From the debtor’s request, the account, any financial information supplied and the creditor’s hardship and enforcement policies, build a record of the request and what was considered, set out the options (suspension for a period, an instalment arrangement, or proceeding), and draft the response letter and any suspension terms from the approved templates.
- What the lawyer must review
- The lawyer confirms the judgment was a default judgment, makes sure the request is genuinely considered on the debtor’s actual circumstances, decides with the client whether to suspend enforcement and on what terms, and settles the letter.
- Written for / version
- US
Open a jurisdiction version of this task to see which instruments apply: US
Who does what
| Role | What they do |
|---|---|
| Assistance | From the debtor’s request, the account, any financial information supplied and the creditor’s hardship and enforcement policies, build a record of the request and what was considered, set out the options (suspension for a period, an instalment arrangement, or proceeding), and draft the response letter and any suspension terms from the approved templates. |
| Lawyer | Set the scope, supervise the work closely, verify every part relied on, resolve omissions and exceptions, and approve the exact output. |
Checklist
- Confirm the judgment was entered by default and not after a defended hearing.
- Record what information the debtor gave and how each item was weighed.
- Check any suspension terms state the period, the payments and what happens on default.
Sources
- AFCA — Default judgment and financial difficulty · 2026-10-18
These are suggested working checks. Confirm the required checking with the responsible lawyer before work starts; the checking approach does not establish permission to use AI.