Prepare the discharge of mortgage on repayment of a facility
Key facts
- Human involvement
- GreenLawyer review
- How AI is used
- From the payout figure, the title searches and the registered mortgages, list each mortgage to be discharged, whether it affects the whole or part of the land, whether more than one mortgage by the same mortgagee can go on one form, and whether electronic lodgement is available, and populate the discharge from the land registry’s current requirements.
- What the lawyer must review
- The lawyer confirms the debt is repaid and no other facility is secured by the mortgage, checks each title reference and party, decides whether a partial discharge or a dealing with exception is needed, and approves lodgement.
- Written for / version
- US
Open a jurisdiction version of this task to see which instruments apply: US
Who does what
| Role | What they do |
|---|---|
| Assistance | From the payout figure, the title searches and the registered mortgages, list each mortgage to be discharged, whether it affects the whole or part of the land, whether more than one mortgage by the same mortgagee can go on one form, and whether electronic lodgement is available, and populate the discharge from the land registry’s current requirements. |
| Lawyer | The lawyer confirms the debt is repaid and no other facility is secured by the mortgage, checks each title reference and party, decides whether a partial discharge or a dealing with exception is needed, and approves lodgement. |
Checklist
- Search each title on the day and match every mortgage to the payout.
- Confirm no mortgage also secures a continuing facility or guarantee.
- Check whether the discharge must be lodged as a dealing with exception.
Sources
- NSW Registrar General’s Guidelines — Discharge of mortgage · 2026-10-18
- NSW Registrar General’s Guidelines — Discharge of Mortgage (electronic) · 2026-10-18
These are suggested working checks. Confirm the required checking with the responsible lawyer before work starts; the checking approach does not establish permission to use AI.