---
title: "Verification of identity and payment-redirection (deepfake) fraud checklist for conveyancing"
url: "https://ailawframework.com/precedents/residential-conveyancing-and-property/verification-of-identity-and-deepfake-fraud-checklist"
type: "precedent"
site: "AI Law Framework"
id: "a9-verification-of-identity-and-deepfake-fraud-checklist"
area_id: "A9"
kind: "checklist"
ai_level: "red"
version: 1
law_stated_as_at: "2026-10-17"
---

# Verification of identity and payment-redirection (deepfake) fraud checklist for conveyancing

> Checklist for verifying client identity, right to deal and payment instructions in electronic conveyancing, with controls against AI-generated fake identity documents and voice- or video-cloned payment instructions.

Canonical page: https://ailawframework.com/precedents/residential-conveyancing-and-property/verification-of-identity-and-deepfake-fraud-checklist  
Law stated as at: 2026-10-17

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

- Kind: Checklist. Steps or checks to work through and tick off.
- Practice area: [Residential Conveyancing & Property](https://ailawframework.com/precedents/residential-conveyancing-and-property.md)
- Jurisdictions: Australia, New South Wales
- AI level: Red. Keep AI out of the decisive steps. A lawyer does the work.
- Law stated as at: 2026-10-17
- Status: Maintained. Checked on 2026-10-17 against the 5 authorities it cites, for Australia and New South Wales.

## When to use it

Use at engagement for every conveyancing client, again before signing the client authorisation and any registry instrument, and whenever bank details or settlement directions change. It supplements, and does not replace, the firm's AML/CTF program.

## How AI may be used

Lawyer-led. AI liveness and document-checking tools may support verification, but the Verification of Identity Standard requires a face-to-face, in-person interview, and the lawyer decides whether reasonable steps were taken.

**AI may:**

- Run document authenticity and liveness checks as an additional step, with results saved to the file.
- Compare names, dates of birth and addresses across identity documents, title and contract and flag mismatches.
- Flag emails whose sender domain, reply-to address or wording differs from earlier messages on the file.

**AI must not:**

- Must not be treated as meeting the Verification of Identity Standard by itself; video or AI checks are not a face-to-face in-person interview.
- Must not change payee bank details or settlement directions on the strength of an email, call, voice note or video message alone.
- Must not upload identity documents to an AI tool that is not approved by the firm for identity data or that may use inputs for training.

**The lawyer checks:**

- The method used (VOI Standard or other reasonable steps) is recorded, with reasons if the Standard was not used.
- Right to deal has been checked against title and any authority (power of attorney, probate, company resolution).
- Every change to payment details was confirmed by a call to a number obtained independently at engagement.
- AML/CTF customer due diligence has been completed under the firm's program.

## Authorities

- [Electronic Conveyancing (Adoption of National Law) Act 2012 (NSW), adopting the Electronic Conveyancing National Law](https://legislation.nsw.gov.au/view/html/inforce/current/act-2012-088)
- [ARNECC Model Participation Rules (Version 7), Sch 8 Verification of Identity Standard](https://www.arnecc.gov.au/publications/model-participation-rules/)
- [ARNECC MPR Guidance Note #2: Verification of Identity (updated August 2024), including Q13 on video technology](https://www.arnecc.gov.au/wp-content/uploads/2024/08/MPRGUI2.pdf)
- [Real Property Act 1900 (NSW) s 56C (mortgagee must take reasonable steps to confirm identity of mortgagor)](https://legislation.nsw.gov.au/view/html/inforce/current/act-1900-025#sec.56C)
- [Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) s 6, Table 6 item 1 (acting in the sale, purchase or transfer of real estate), applying to lawyers and conveyancers from 1 July 2026](https://www.legislation.gov.au/C2006A00169/latest/text)

## Official form

[Official form](https://www.arnecc.gov.au/publications/mpr_guidance_notes/)

## Full text and drafting notes

The full text and the drafting notes are not part of this public page. Signed-in firm accounts can read them at https://ailawframework.com/precedents/residential-conveyancing-and-property/verification-of-identity-and-deepfake-fraud-checklist and through the signed-in MCP connector https://ailawframework.com/mcp/firm.

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*