--- title: "Letter of instruction to an actuary on future loss" url: "https://ailawframework.com/precedents/personal-injury-and-compensation/letter-instructing-actuary-on-future-loss" type: "precedent" site: "AI Law Framework" id: "a21-letter-instructing-actuary-on-future-loss" area_id: "A21" kind: "letter" ai_level: "yellow" version: 1 task_ids: ["A21-T1-R8", "A21-P20260916-3", "A21-SB20261022-9", "A21-DM20261023-2", "A21-DM20261023-6", "A21-DM20261023-11"] law_stated_as_at: "2026-10-23" --- # Letter of instruction to an actuary on future loss > Letter asking an actuary to value future earnings and future treatment streams on the lawyer's assumptions, with the rate, percentage and life table left blank. Canonical page: https://ailawframework.com/precedents/personal-injury-and-compensation/letter-instructing-actuary-on-future-loss Law stated as at: 2026-10-23 Site index for agents: https://ailawframework.com/llms.txt ## Key facts - Kind: Letter. A letter or email you adapt and send. - Practice area: [Personal Injury & Compensation](https://ailawframework.com/precedents/personal-injury-and-compensation.md) - Jurisdictions: Victoria, Queensland, New South Wales - AI level: Yellow. You and the tool draft together, with you directing. You check every statement you rely on. - Law stated as at: 2026-10-23 - Status: Maintained. Checked on 2026-10-23 against the 12 authorities it cites, for Victoria, Queensland and New South Wales. ## When to use it Use when a plaintiff firm instructs an actuary on future economic loss in Victoria, Queensland or New South Wales. Do not use it to reconstruct past earnings. That is the forensic accountant letter. ## Used for these tasks - [Draft medico-legal instructions and review the draft report](https://ailawframework.com/practice/personal-injury-and-compensation/draft-medico-legal-instructions-and-review-the-draft-report.md) - [Check an expert report’s assumptions and AI disclosure](https://ailawframework.com/practice/personal-injury-and-compensation/check-an-expert-report-s-assumptions-and-ai-disclosure.md) - [Set out the assumptions required for future economic loss](https://ailawframework.com/practice/personal-injury-and-compensation/set-out-the-assumptions-required-for-future-economic-loss.md) - [Discount a future lump sum at the statutory rate](https://ailawframework.com/practice/personal-injury-and-compensation/discount-a-future-lump-sum-at-the-statutory-rate.md) - [Calculate loss of employer superannuation contributions](https://ailawframework.com/practice/personal-injury-and-compensation/calculate-loss-of-employer-superannuation-contributions.md) - [Schedule future treatment, medication and equipment costs](https://ailawframework.com/practice/personal-injury-and-compensation/schedule-future-treatment-medication-and-equipment-costs.md) ## How AI may be used The tool may assemble the letter from the lawyer's assumption table, and the lawyer inserts the rate, the percentage and the end date before it is sent. **AI may:** - Assemble the index from the documents the lawyer has selected, with one page sequence. - Insert the pathway or forum block the lawyer has selected and remove the others. **AI must not:** - Must not state an impairment percentage, a diagnosis, or whether a statutory threshold is met. - Must not put health or wage records into a public or consumer tool. - Must not draft an affidavit, a witness statement or a statutory declaration. - Must not choose a discount rate, a percentage possibility, a retirement age, a life table, or a residual capacity. - Must not rebuild past earnings from tax records. **The lawyer checks:** - The rate line is blank unless the lawyer has checked the section and any regulation. - Section 13 is used only if the claim is governed by the New South Wales Act. - In the Supreme Court of Victoria, Practice Note SC CL 3 has been considered before a single-party brief is sent. - The streams match the vocational or medical opinions the lawyer has included. ## Authorities - [Uniform Civil Procedure Rules 2005 (NSW) Schedule 7, version current from 13 March 2026](https://legislation.nsw.gov.au/view/html/inforce/current/sl-2005-0418#sch.7) - [Uniform Civil Procedure Rules 2005 (NSW) r 31.27](https://www5.austlii.edu.au/au/legis/nsw/consol_reg/ucpr2005305/s31.27.html) - [Supreme Court (General Civil Procedure) Rules 2025 (Vic) r 44.03](https://classic.austlii.edu.au/au/legis/vic/consol_reg/sccpr2025433/s44.03.html) - [Supreme Court of Victoria Practice Note SC Gen 25, issued 14 May 2026](https://www.supremecourt.vic.gov.au/areas/legal-resources/practice-notes/sc-gen-25-the-use-of-artificial-intelligence-by-court-users) - [Supreme Court of Victoria Practice Note SC CL 3, commenced 1 July 2026](https://www.supremecourt.vic.gov.au/sites/default/files/2026-06/SC%20CL%203%20-%20Personal%20Injuries%20Litigation.pdf) - [Uniform Civil Procedure Rules 1999 (Qld) r 429H](https://classic.austlii.edu.au/au/legis/qld/consol_reg/ucpr1999305/s429h.html) - [Uniform Civil Procedure Rules 1999 (Qld) Schedule 1C](https://classic.austlii.edu.au/au/legis/qld/consol_reg/ucpr1999305/sch1c.html) - [Civil Liability Act 2002 (NSW) s 13](https://classic.austlii.edu.au/au/legis/nsw/consol_act/cla2002161/s13.html) - [Civil Liability Act 2002 (NSW) s 14](https://classic.austlii.edu.au/au/legis/nsw/consol_act/cla2002161/s14.html) - [Wrongs Act 1958 (Vic) s 28I](https://classic.austlii.edu.au/au/legis/vic/consol_act/wa1958111/s28i.html) - [Civil Liability Act 2003 (Qld) s 57](https://www5.austlii.edu.au/au/legis/qld/consol_act/cla2003161/s57.html) - [Civil Proceedings Act 2011 (Qld) s 61](https://www.austlii.edu.au/cgi-bin/viewdoc/au/legis/qld/consol_act/cpa2011175/s61.html) ## Full text and drafting notes The full text and the drafting notes are not part of this public page. Signed-in firm accounts can read them at https://ailawframework.com/precedents/personal-injury-and-compensation/letter-instructing-actuary-on-future-loss and through the signed-in MCP connector https://ailawframework.com/mcp/firm. *Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*