---
title: "Official Form 122 means-test forms, starting with Form 122A-1"
url: "https://ailawframework.com/precedents/insolvency-restructuring-and-bankruptcy/us-official-form-122"
type: "precedent"
site: "AI Law Framework"
id: "a8-us-official-form-122"
area_id: "A8"
kind: "form"
ai_level: "red"
version: 1
task_ids: ["A8-T1-R10"]
law_stated_as_at: "2026-10-22"
---

# Official Form 122 means-test forms, starting with Form 122A-1

> Link to the Official Form 122 means-test forms. Form 122A-1 is the chapter 7 statement of current monthly income, signed under penalty of perjury. The tool does not calculate it onto the form.

Canonical page: https://ailawframework.com/precedents/insolvency-restructuring-and-bankruptcy/us-official-form-122  
Law stated as at: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

- Kind: Form. A form to complete, or a guide to completing an official one.
- Practice area: [Insolvency, Restructuring & Bankruptcy](https://ailawframework.com/precedents/insolvency-restructuring-and-bankruptcy.md)
- Jurisdictions: United States
- AI level: Red. You write the text. The tool writes nothing into the document. Where permitted, it may check, clarify or collect data, and anything it checks or collects is verified.
- Law stated as at: 2026-10-22
- Status: Maintained. Checked on 2026-10-22 against the official form at uscourts.gov and the 4 authorities it cites, for United States.

## When to use it

Use when an individual debtor must file the means-test statement for a chapter 7, 11 or 13 case. Start from the current form on the bankruptcy forms list. Form 122A-1's page listed an effective date of 1 December 2019.

## Used for these tasks

- [Prepare personal-insolvency papers: bankruptcy notice, petition or equivalent](https://ailawframework.com/practice/insolvency-restructuring-and-bankruptcy/prepare-personal-insolvency-papers-bankruptcy-notice-petition-or-equival.md)

## How AI may be used

Form 122A-1 is declared under penalty of perjury, including the statement that spouses are separated, so the tool does not enter income figures or complete the means test.

**AI may:**

- Extract pay, benefit and household-expense records from the file into a working table that is not the official form, with the document date for each figure
- List the six full calendar months before the filing date the lawyer has chosen, without averaging them
- Flag, from the forms list, which of 122A-1, 122A-1Supp, 122A-2, 122B, 122C-1 and 122C-2 the chapter of the petition would point to

**AI must not:**

- Must not average income, apply IRS standards, or type any figure on the form
- Must not decide that the presumption of abuse does or does not arise
- Must not check the separation box or describe special circumstances
- Must not complete Form 122A-2, 122C-1 or 122C-2

**The lawyer checks:**

- The chapter of the case matches the form: 122A for chapter 7, 122B for chapter 11, 122C for chapter 13, using the current form from the forms list
- Current monthly income is the six-month average the form describes, derived as 11 U.S.C. § 101(10A) requires, for the six full months before filing
- The separation box is checked only if it is true. Checking it is itself a declaration under penalty of perjury, and the form cites 11 U.S.C. § 707(b)(7)(B)
- Form 122A-2 is filed only if 122A-1 says to file it. The form says not to file 122A-2 if line 14a is checked
- The debtor signs under penalty of perjury that the statement and any attachments are true and correct. Special-circumstances facts under § 707(b)(2)(B) are itemised, documented, explained, and attested under oath

## Authorities

- [Administrative Office of the U.S. Courts, Official Form 122A-1, Chapter 7 Statement of Your Current Monthly Income, effective 1 December 2019](https://www.uscourts.gov/forms-rules/forms/chapter-7-statement-your-current-monthly-income-0)
- [Official Form 122A-1 (PDF)](https://www.uscourts.gov/sites/default/files/b_122a-1.pdf)
- [Administrative Office of the U.S. Courts, Bankruptcy Forms list (means-test forms)](https://www.uscourts.gov/forms-rules/forms/bankruptcy-forms)
- [11 U.S.C. § 707 (Legal Information Institute)](https://www.law.cornell.edu/uscode/text/11/707)

## Official form

[Official form](https://www.uscourts.gov/forms-rules/forms/chapter-7-statement-your-current-monthly-income-0)

## Where this comes from

The official form is published by uscourts.gov; this page is a completion guide. Last checked on 2026-10-22.

## Full text and drafting notes

The full text and the drafting notes are not part of this public page. Signed-in firm accounts can read them at https://ailawframework.com/precedents/insolvency-restructuring-and-bankruptcy/us-official-form-122 and through the signed-in MCP connector https://ailawframework.com/mcp/firm.

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*