---
title: "PPSA amendment demand to remove or amend a PPSR registration (s 178), with escalation steps"
url: "https://ailawframework.com/precedents/banking-and-finance/ppsa-amendment-demand"
type: "precedent"
site: "AI Law Framework"
id: "a3-ppsa-amendment-demand"
area_id: "A3"
kind: "notice"
ai_level: "yellow"
version: 1
task_ids: ["A3-A20260923-3", "A3-B7-4"]
law_stated_as_at: "2026-10-18"
---

# PPSA amendment demand to remove or amend a PPSR registration (s 178), with escalation steps

> A written amendment demand under s 178 of the PPSA asking a secured party to register a financing change statement ending a registration or omitting collateral, with a covering letter, a diary of the 5-business-day and…

Canonical page: https://ailawframework.com/precedents/banking-and-finance/ppsa-amendment-demand  
Law stated as at: 2026-10-18

Site index for agents: https://ailawframework.com/llms.txt

A written amendment demand under s 178 of the PPSA asking a secured party to register a financing change statement ending a registration or omitting collateral, with a covering letter, a diary of the 5-business-day and Registrar steps, and a file checklist.

## Key facts

- Kind: Notice. A formal notice to serve or publish.
- Practice area: [Banking & Finance](https://ailawframework.com/precedents/banking-and-finance.md)
- Jurisdictions: Australia
- AI level: Yellow. AI can help in set ways. A lawyer checks specific points before use.
- Law stated as at: 2026-10-18
- Status: Maintained. Checked on 2026-10-18 against the 4 authorities it cites, for Australia.

## When to use it

Use for a grantor, buyer, financier or other person with an interest in collateral where a PPSR registration remains after the debt is repaid, never secured anything, or covers collateral that secures nothing, for example before a refinance, sale or settlement. Ask informally first if the secured party is cooperative.

## Used for these tasks

- [Reconcile the security schedule to title and register searches](https://ailawframework.com/practice/banking-and-finance.md#A3-A20260923-3)
- [Draft a PPSR registration and search summary](https://ailawframework.com/practice/banking-and-finance.md#A3-B7-4)

## How AI may be used

AI may fill the demand from the PPSR search result and the discharge evidence and keep the deadline diary, but a lawyer confirms the demand is authorised under the s 178 table before it is sent or escalated to the Registrar.

**AI may:**

- Copy the registration number, secured party, grantor and collateral class exactly from the PPSR search certificate into the demand
- Prepare the deadline diary from the date the demand is given (5 business days, then the Registrar steps)
- List the evidence on file that the obligation is discharged or that the collateral secures nothing

**AI must not:**

- Must not decide that no collateral secures an obligation, or that particular collateral secures nothing
- Must not lodge a statement with the Registrar or make any statement in the approved form for the client
- Must not retype registration numbers or grantor details from memory; copy them from the current search

**The lawyer checks:**

- The person giving the demand has an interest in the collateral, and the amendment sought is authorised by item 1 or item 2 of the s 178 table
- There is evidence the secured obligations are discharged or never arose, including any all-moneys or cross-collateral clauses
- The demand is given to the secured party at its address for service on the PPSR, and the date it is given is recorded
- Before any statement to the Registrar, its contents are accurate, since false or misleading information may be an offence

## Authorities

- [Personal Property Securities Act 2009 (Cth) s 178 (amendment demands: who may give them, authorised amendments, no charge for consumer collateral)](https://classic.austlii.edu.au/au/legis/cth/consol_act/ppsa2009356/s178.html)
- [Personal Property Securities Act 2009 (Cth) s 179 (administrative process applies if no financing change statement within 5 business days after the demand is given)](https://classic.austlii.edu.au/au/legis/cth/consol_act/ppsa2009356/s179.html)
- [Personal Property Securities Act 2009 (Cth) s 180 (statement to the Registrar; amendment notice inviting the secured party to respond within 5 business days)](https://classic.austlii.edu.au/au/legis/cth/consol_act/ppsa2009356/s180.html)
- [Personal Property Securities Act 2009 (Cth) s 167 (secured party must end a registration within 5 business days for consumer or serial-numbered collateral that becomes unperfected)](https://classic.austlii.edu.au/au/legis/cth/consol_act/ppsa2009356/s167.html)

## Full text and drafting notes

The full text and the drafting notes are not part of this public page. Signed-in firm accounts can read them at https://ailawframework.com/precedents/banking-and-finance/ppsa-amendment-demand and through the signed-in MCP connector https://ailawframework.com/mcp/firm.

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*