---
title: "Map BDBN and SMSF death-benefit nominations against the deed and the SIS Act"
url: "https://ailawframework.com/practice/trusts-and-estate-planning/map-death-benefit-and-retirement-fund-nominations-against-the-deed/commonwealth"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A19-T1-R7-CTH"
practice_area: "Trusts & Estate Planning"
tier: "red"
lawyer_review: "required"
jurisdictions: ["CTH"]
last_reviewed: "2026-09-23"
---

# Map BDBN and SMSF death-benefit nominations against the deed and the SIS Act

> From the fund deed and nomination, table binding-nomination availability, dependants under SIS Act s 10, and interaction with the will, with deed cites.

Canonical page: https://ailawframework.com/practice/trusts-and-estate-planning/map-death-benefit-and-retirement-fund-nominations-against-the-deed/commonwealth  
Last reviewed: 2026-09-23

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Trusts & Estate Planning](https://ailawframework.com/practice/trusts-and-estate-planning.md) |
| Human involvement | Red: Lawyer writes; AI may check, clarify or collect data |
| How AI is used | From the fund deed and nomination, table binding-nomination availability, dependants under SIS Act s 10, and interaction with the will, with deed cites. |
| What the lawyer must review | Remember super sits outside the estate; the SIS Act 1993, SISR 1994 and the fund deed govern Read this fund's deed for lapsing and BDBN form; after Hill v Zuda the deed governs SMSF nominations Apply the three-year lapse and two-witness rules if the deed requires reg 6.17A compliance Check dependant status under SIS Act s 10 and, separately, ITAA 1997 s 302-195 Check tax: 0% for tax dependants; up to 17% (15% + 2% Medicare) on the taxable component otherwise Note the tax-free component stays tax-free Consider a superannuation proceeds trust; a defective BDBN leaves the trustee an unfettered discretion |
| Written for | Commonwealth |
| Applies to | [Map death-benefit and retirement-fund nominations against the deed](https://ailawframework.com/practice/trusts-and-estate-planning/map-death-benefit-and-retirement-fund-nominations-against-the-deed.md) |

## Checking plan

**Lawyer review required**

The responsible lawyer reviews the work against the instructions, sources and intended use.

- What the AI does: Potential support includes organising research leads and preparing preliminary structure or wording. Confirm the tool’s capability and permitted scope.
- What the lawyer does: Set the scope, verify the evidence, resolve exceptions and approve the final output for its intended use.
- Who reviews: Responsible lawyer with competence in the matter
- Basis: Suggested checking approach based on the task guidance. Complete the assessment for the actual tool, information and jurisdiction.
- Why: The plan reflects the described work and review requirements. Policy colours are not used to determine permission or checking.

## Checks the lawyer makes

1. Review operative clauses in the complete document, including definitions, cross-references, schedules and inconsistencies with the instructions.
2. Confirm the output against the client’s instructions and the complete relevant source material, including omissions or contradictions.
3. Resolve exceptions and record the responsible lawyer’s approval of the exact output and intended use.

## Notes

- Confirm the required checking with the responsible lawyer before work starts. The checking approach does not establish permission to use AI.

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*