---
title: "Advise on KiwiSaver death benefits"
url: "https://ailawframework.com/practice/superannuation/draft-a-death-benefit-or-beneficiary-nomination-and-validity-checklist/new-zealand"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A27-T1-R3-NZ"
practice_area: "Superannuation"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["NZ"]
last_reviewed: "2026-09-23"
---

# Advise on KiwiSaver death benefits

> Extract the scheme, the nominated persons and the will from the file.

Canonical page: https://ailawframework.com/practice/superannuation/draft-a-death-benefit-or-beneficiary-nomination-and-validity-checklist/new-zealand  
Last reviewed: 2026-09-23

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Superannuation](https://ailawframework.com/practice/superannuation.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | Extract the scheme, the nominated persons and the will from the file. |
| What the lawyer must review | Open the KiwiSaver Act 2006 and the scheme rules Do not draft an SIS Act binding nomination or Australian BDBN |
| Written for | New Zealand |
| Applies to | [Draft a death-benefit or beneficiary nomination and validity checklist](https://ailawframework.com/practice/superannuation/draft-a-death-benefit-or-beneficiary-nomination-and-validity-checklist.md) |

## Checking plan

- What the AI does: Extract the scheme, the nominated persons and the will from the file.
- Basis: Checked against the linked sources on 23 September 2026. Confirm the current instrument before reliance.

## Notes

- Differs from Australia: this is a KiwiSaver death benefit, not an SIS binding death-benefit nomination.
- Stop at 'SIS', 'SMSF' or 'binding death benefit nomination' as the operative instrument.

## Sources

- [KiwiSaver Act 2006](http://www.legislation.govt.nz/act/public/2006/0040/latest/DLM378372.html) (checked 2026-09-23)
- [NZLS: Making a will and estate administration](https://www.lawsociety.org.nz/for-the-public/common-legal-issues/making-a-will-and-estate-administration/) (checked 2026-09-23)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*