---
title: "Check a generated summary of a retirement plan against the plan documents"
url: "https://ailawframework.com/practice/superannuation/check-ai-generated-summaries-of-trust-deeds-and-sis-rules/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A27-B6-4-US"
practice_area: "Superannuation"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# Check a generated summary of a retirement plan against the plan documents

> Place each sentence of the generated summary next to the plan or summary-plan-description clause it refers to, and mark any sentence you have not compared. Do not rewrite the summary for a participant.

Canonical page: https://ailawframework.com/practice/superannuation/check-ai-generated-summaries-of-trust-deeds-and-sis-rules/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Superannuation](https://ailawframework.com/practice/superannuation.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | Place each sentence of the generated summary next to the plan or summary-plan-description clause it refers to, and mark any sentence you have not compared. Do not rewrite the summary for a participant. |
| What the lawyer must review | A summary plan description must be written so the average participant can understand it, and must be sufficiently accurate and comprehensive to apprise participants and beneficiaries of their rights and obligations (29 U.S.C. § 1022(a)). A generated summary is not that document. Opinion 512 says you test the tool on a subset and compare the output with the source, and that you do not give a client unverified generated text. The fiduciary duties in § 1104 are yours when you explain the plan. Do not say what a court does if the summary and the plan differ. That question was not opened. |
| Written for | United States |
| Applies to | [Check AI-generated summaries of trust deeds and SIS rules](https://ailawframework.com/practice/superannuation/check-ai-generated-summaries-of-trust-deeds-and-sis-rules.md) |

## Checking plan

- What the AI does: Place each sentence of the generated summary next to the plan or summary-plan-description clause it refers to, and mark any sentence you have not compared. Do not rewrite the summary for a participant.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- Do not give the generated summary to a participant.
- Do not state how a court resolves a conflict between the summary and the plan.

## Sources

- [29 U.S.C. § 1022, Summary plan description](https://www.law.cornell.edu/uscode/text/29/1022) (checked 2026-10-22)
- [ABA Formal Opinion 512, Generative Artificial Intelligence Tools (29 July 2024)](https://www.americanbar.org/content/dam/aba/administrative/professional_responsibility/ethics-opinions/aba-formal-opinion-512.pdf) (checked 2026-10-22)
- [29 U.S.C. § 1104, Fiduciary duties](https://www.law.cornell.edu/uscode/text/29/1104) (checked 2026-10-22)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*