---
title: "List mortgages and caveats named before any deposit is released"
url: "https://ailawframework.com/practice/residential-conveyancing-and-property/check-a-request-for-early-release-of-a-stakeholder-deposit-against-mortg/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A9-OB20261022-2-US"
practice_area: "Residential Conveyancing & Property"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# List mortgages and caveats named before any deposit is released

> List each mortgage and each caveat the file names, and who the contract says holds the deposit. Do not authorize a release and do not say a caveat blocks it.

Canonical page: https://ailawframework.com/practice/residential-conveyancing-and-property/check-a-request-for-early-release-of-a-stakeholder-deposit-against-mortg/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Residential Conveyancing & Property](https://ailawframework.com/practice/residential-conveyancing-and-property.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | List each mortgage and each caveat the file names, and who the contract says holds the deposit. Do not authorize a release and do not say a caveat blocks it. |
| What the lawyer must review | You decide whether the deposit can be released early. No priority or caveat statute was opened, so a listed dealing is not ranked. The holder is the person the contract names. Model Rule 1.4(b) requires an explanation before the client agrees to a release. Rule 11(b)(3) applies if you later allege that the land is clear. Formal Opinion 512 requires you to verify the list against the searches in the file. A dealing that is not in those searches is not added. |
| Written for | United States |
| Applies to | [Check a request for early release of a stakeholder deposit against mortgages and caveats](https://ailawframework.com/practice/residential-conveyancing-and-property/check-a-request-for-early-release-of-a-stakeholder-deposit-against-mortg.md) |

## Checking plan

- What the AI does: List each mortgage and each caveat the file names, and who the contract says holds the deposit. Do not authorize a release and do not say a caveat blocks it.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- Do not release the deposit from this list.
- A caveat and a mortgage stay on separate lines.

## Sources

- [ABA Model Rule 1.4, Communications](https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_4_communications/) (checked 2026-10-22)
- [Federal Rule of Civil Procedure 11](https://www.law.cornell.edu/rules/frcp/rule_11) (checked 2026-10-22)
- [ABA Formal Opinion 512, Generative Artificial Intelligence Tools (29 July 2024)](https://www.americanbar.org/content/dam/aba/administrative/professional_responsibility/ethics-opinions/aba-formal-opinion-512.pdf) (checked 2026-10-22)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*