---
title: "Assess first home buyer transfer-duty concession eligibility"
url: "https://ailawframework.com/practice/residential-conveyancing-and-property/assess-first-home-buyer-transfer-duty-concession-eligibility"
type: "task"
site: "AI Law Framework"
id: "A9-OB20261022-3"
practice_area: "Residential Conveyancing & Property"
tier: "yellow"
lawyer_review: "required"
last_reviewed: "2026-10-22"
---

# Assess first home buyer transfer-duty concession eligibility

> From the contract and the buyer's instructions, record the contract date, the price or value, whether the property is a home or vacant land, who the buyers are, any prior residential ownership or earlier grant or…

Canonical page: https://ailawframework.com/practice/residential-conveyancing-and-property/assess-first-home-buyer-transfer-duty-concession-eligibility  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Residential Conveyancing & Property](https://ailawframework.com/practice/residential-conveyancing-and-property.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | From the contract and the buyer's instructions, record the contract date, the price or value, whether the property is a home or vacant land, who the buyers are, any prior residential ownership or earlier grant or concession, citizenship or residence status, and the residence the buyers propose. Do not say the concession is available. |
| What the lawyer must review | The lawyer decides which threshold table the contract date attracts, whether each buyer is eligible, and whether the residence condition can be met. The lawyer does not treat eligibility as an answer to foreign surcharge duty. |
| Written for / versions | 1 jurisdiction versions below |

## Checking plan

**Lawyer review required**

The responsible lawyer applies the band for the contract date and checks each buyer and the residence condition.

- What the AI does: From the contract and the buyer's instructions, record the contract date, the price or value, whether the property is a home or vacant land, who the buyers are, any prior residential ownership or earlier grant or concession, citizenship or residence status, and the residence the buyers propose. Do not say the concession is available.
- What the lawyer does: The lawyer decides which threshold table the contract date attracts, whether each buyer is eligible, and whether the residence condition can be met. The lawyer does not treat eligibility as an answer to foreign surcharge duty.
- Who reviews: Responsible lawyer with competence in the matter
- Basis: Practical workflow informed by the linked primary sources; the traffic light and working checks are editorial guidance, not a court classification.
- Why: The level reflects what the work is, the consequence of an error, and how much of the output the lawyer must independently re-derive.

## Checks the lawyer makes

1. Use the contract date to pick the band. Do not apply the post-1 July 2023 New South Wales home band to an earlier contract.
2. Ask about the spouse or partner's earlier ownership, not only the buyer named on the contract.
3. Do not treat the concession as an exemption from surcharge purchaser duty or foreign purchaser additional duty.
4. Do not state the New Zealand citizen rule for a Victorian transaction before 26 November 2025, or the family-violence test. Those pages were not opened.

## Notes

- These are suggested working checks. Confirm the required checking with the responsible lawyer before work starts; the checking approach does not establish permission to use AI.

## Sources

- [Revenue NSW, First Home Buyers Assistance Scheme](https://www.revenue.nsw.gov.au/grants-schemes/assistance-scheme) (checked 2026-10-22)
- [State Revenue Office Victoria, first home buyer duty exemption or concession](https://www.sro.vic.gov.au/buying-property/land-transfer-stamp-duty/concessions-exemptions-and-waivers/first-home-buyers/first-home-buyer-duty-exemption-or-concession) (checked 2026-10-22)

## Jurisdiction versions

| Jurisdiction | Level |
| --- | --- |
| [United States](https://ailawframework.com/practice/residential-conveyancing-and-property/assess-first-home-buyer-transfer-duty-concession-eligibility/united-states.md) | Yellow |

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*