---
title: "Compare the title commitment with the contract and list the encumbrances"
url: "https://ailawframework.com/practice/residential-conveyancing-and-property/analyse-the-title-search-and-list-encumbrances-and-deal-stoppers/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A9-T1-R3-US"
practice_area: "Residential Conveyancing & Property"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# Compare the title commitment with the contract and list the encumbrances

> Put each exception, requirement and easement from the commitment the lawyer supplies next to the contract clause that mentions it. Flag a name, legal description or encumbrance that appears in one and not the other.…

Canonical page: https://ailawframework.com/practice/residential-conveyancing-and-property/analyse-the-title-search-and-list-encumbrances-and-deal-stoppers/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Residential Conveyancing & Property](https://ailawframework.com/practice/residential-conveyancing-and-property.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | Put each exception, requirement and easement from the commitment the lawyer supplies next to the contract clause that mentions it. Flag a name, legal description or encumbrance that appears in one and not the other. Do not say title is marketable. |
| What the lawyer must review | There is no national title statute and no national electronic-settlement system. You read the commitment, the survey if you have one, and the recording law of the state where the land is. Model Rule 1.1 Comment 8 requires you to keep abreast of the benefits and risks of the technology used for that reading. Formal Opinion 512 requires you to check the output rather than accept a generated list of encumbrances. Identity documents and the commitment are information relating to the representation under Rule 1.6. |
| Written for | United States |
| Applies to | [Analyse the title search and list encumbrances and deal-stoppers](https://ailawframework.com/practice/residential-conveyancing-and-property/analyse-the-title-search-and-list-encumbrances-and-deal-stoppers.md) |

## Checking plan

- What the AI does: Put each exception, requirement and easement from the commitment the lawyer supplies next to the contract clause that mentions it. Flag a name, legal description or encumbrance that appears in one and not the other. Do not say title is marketable.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- Do not describe an Australian title search, a caveat, or a transfer-duty assessment as if it applied to this land.
- Foreign-seller withholding under 26 U.S.C. § 1445 is a closing item, not a title exception.

## Sources

- [ABA Formal Opinion 512, Generative Artificial Intelligence Tools (29 July 2024)](https://www.americanbar.org/content/dam/aba/administrative/professional_responsibility/ethics-opinions/aba-formal-opinion-512.pdf) (checked 2026-10-22)
- [ABA Model Rule 1.1, Comment 8 (maintaining competence, including technology)](https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_1_competence/comment_on_rule_1_1/) (checked 2026-10-22)
- [ABA Model Rule 1.6, Confidentiality of Information](https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_6_confidentiality_of_information/) (checked 2026-10-22)

## Forms and precedents for this task

| Form or precedent | Kind | AI level | Summary |
| --- | --- | --- | --- |
| [Purchase-contract due diligence checklist (United States)](https://ailawframework.com/precedents/residential-conveyancing-and-property/us-purchase-due-diligence-checklist.md) | Checklist | Yellow | A buyer-side list for a US purchase contract: title commitment, names and the legal description, pre-1978 lead disclosure, FIRPTA withholding, and loan disclosures if the purchase is financed. |
| [Caveat against dealings: registry forms and completion guide (NSW 08X, with Vic, Qld, WA and SA versions)](https://ailawframework.com/precedents/residential-conveyancing-and-property/form-caveat.md) | Form | Red | Links to each registry's caveat form and instructions, with a guide to the estate or interest claimed, the prohibitions selected, the address for service, lapsing and removal, and the damages risk… |
| [Title commitment and closing-document check (United States)](https://ailawframework.com/precedents/residential-conveyancing-and-property/us-title-and-closing-document-check.md) | Checklist | Yellow | A closing check that the deed, any mortgage, and the title commitment use the same parties and the same legal description as the purchase contract, with the FIRPTA figure carried from the file note. |

Signed-in accounts can read the full text of each one.

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*