---
title: "Triage a New Zealand injury against ACC cover before a damages claim"
url: "https://ailawframework.com/practice/personal-injury-and-compensation/triage-a-new-injury-enquiry-against-scheme-eligibility/new-zealand"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A21-T1-R15-NZ"
practice_area: "Personal Injury & Compensation (workers compensation, CTP/TAC, medical negligence)"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["NZ"]
last_reviewed: "2026-09-23"
---

# Triage a New Zealand injury against ACC cover before a damages claim

> Extract the injury, date, place and alleged fault into a cover-fact sheet.

Canonical page: https://ailawframework.com/practice/personal-injury-and-compensation/triage-a-new-injury-enquiry-against-scheme-eligibility/new-zealand  
Last reviewed: 2026-09-23

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Personal Injury & Compensation (workers compensation, CTP/TAC, medical negligence)](https://ailawframework.com/practice/personal-injury-and-compensation.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | Extract the injury, date, place and alleged fault into a cover-fact sheet. |
| What the lawyer must review | Check ACC cover first Do not plead compensatory damages for a covered injury: ss 317 and 319 generally bar it Do not open a NSW PIC or Victorian TAC file |
| Written for | New Zealand |
| Applies to | [Triage a new injury enquiry against scheme eligibility](https://ailawframework.com/practice/personal-injury-and-compensation/triage-a-new-injury-enquiry-against-scheme-eligibility.md) |

## Checking plan

- What the AI does: Extract the injury, date, place and alleged fault into a cover-fact sheet.
- Basis: Checked against the linked sources on 23 September 2026. Confirm the current instrument before reliance.

## Notes

- Exemplary damages may still be available in limited cases. That is a lawyer decision.

## Sources

- [Accident Compensation Act 2001](https://www.legislation.govt.nz/act/public/2001/49/en/latest/) (checked 2026-09-23)
- [Community Law: Overview of the ACC scheme](https://communitylaw.org.nz/community-law-manual/chapter-19-accident-compensation-acc/overview-of-the-acc-scheme/) (checked 2026-09-23)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*