---
title: "Copy hull, cargo, or club cover terms the policy already prints"
url: "https://ailawframework.com/practice/maritime-shipping-and-transport/extract-hull-cargo-or-p-and-i-cover-into-a-claims-table/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A37-T1-R9-US"
practice_area: "Maritime, Shipping & Transport"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# Copy hull, cargo, or club cover terms the policy already prints

> Copy the insuring clause, the limit, and the exclusions the policy or club rules already print, with the page of each. Write no sentence that a loss is covered.

Canonical page: https://ailawframework.com/practice/maritime-shipping-and-transport/extract-hull-cargo-or-p-and-i-cover-into-a-claims-table/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Maritime, Shipping & Transport](https://ailawframework.com/practice/maritime-shipping-and-transport.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | Copy the insuring clause, the limit, and the exclusions the policy or club rules already print, with the page of each. Write no sentence that a loss is covered. |
| What the lawyer must review | No statute opened for this task sets hull, cargo, or protection-and-indemnity cover. The copy is the policy text. The Carriage of Goods by Sea Act package limit is not an insurance limit, and it is not applied by this copy. You decide whether a loss falls inside the printed clause. Opinion 512. |
| Written for | United States |
| Applies to | [Extract hull, cargo or P&I cover into a claims table](https://ailawframework.com/practice/maritime-shipping-and-transport/extract-hull-cargo-or-p-and-i-cover-into-a-claims-table.md) |

## Checking plan

- What the AI does: Copy the insuring clause, the limit, and the exclusions the policy or club rules already print, with the page of each. Write no sentence that a loss is covered.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- Do not convert a limit into a recovery figure.
- A certificate of insurance is not the policy. Copy the document the lawyer identifies.

## Sources

- [46 USC 30701 note, Carriage of Goods by Sea Act](https://www.law.cornell.edu/uscode/text/46/30701) (checked 2026-10-22)
- [ABA Formal Opinion 512, Generative Artificial Intelligence Tools (29 July 2024)](https://www.americanbar.org/content/dam/aba/administrative/professional_responsibility/ethics-opinions/aba-formal-opinion-512.pdf) (checked 2026-10-22)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*
