---
title: "Copy the time periods printed in the policy and the file dates"
url: "https://ailawframework.com/practice/insurance-law/track-a-claim-against-the-code-of-practice-timeframes/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A22-O20261018-2-US"
practice_area: "Insurance Law"
tier: "green"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# Copy the time periods printed in the policy and the file dates

> Columns are the clause number, the period printed in that clause, the date of the event in the file, and the date of the letter in the file. Copy those four things. Do not say the claim was late.

Canonical page: https://ailawframework.com/practice/insurance-law/track-a-claim-against-the-code-of-practice-timeframes/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Insurance Law](https://ailawframework.com/practice/insurance-law.md) |
| Human involvement | Green: AI drafts, lawyer checks |
| How AI is used | Columns are the clause number, the period printed in that clause, the date of the event in the file, and the date of the letter in the file. Copy those four things. Do not say the claim was late. |
| What the lawyer must review | 15 U.S.C. § 1012 leaves insurance regulation to state law unless a federal act specifically relates to the business of insurance. NAIC model MO-900 is not a claims-handling code and is not itself law. No national code of practice was opened. The columns copy text already on the page. You decide whether a printed period was missed. |
| Written for | United States |
| Applies to | [Track a claim against the Code of Practice timeframes](https://ailawframework.com/practice/insurance-law/track-a-claim-against-the-code-of-practice-timeframes.md) |

## Checking plan

- What the AI does: Columns are the clause number, the period printed in that clause, the date of the event in the file, and the date of the letter in the file. Copy those four things. Do not say the claim was late.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- Do not apply an Australian code of practice, and do not treat a model period as the policy period.
- The columns do not change from claim to claim. Lateness is not decided in the table.

## Sources

- [15 U.S.C. § 1012, McCarran-Ferguson Act: regulation by State law](https://www.law.cornell.edu/uscode/text/15/1012) (checked 2026-10-22)
- [NAIC Unfair Claims Settlement Practices Act, model MO-900](https://content.naic.org/sites/default/files/model-law-900.pdf) (checked 2026-10-22)

## Forms and precedents for this task

| Form or precedent | Kind | AI level | Summary |
| --- | --- | --- | --- |
| [General Insurance Code claim timeframe register](https://ailawframework.com/precedents/insurance-law/code-claim-timeframe-register.md) | Checklist | Yellow | Register of the claim timeframes in Part 8 of the General Insurance Code of Practice, from the October 2023 text of the Code. |

Signed-in accounts can read the full text of each one.

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*