---
title: "Extract claims-cooperation clauses from a reinsurance treaty"
url: "https://ailawframework.com/practice/insurance-law/review-a-reinsurance-treaty-and-extract-the-claims-cooperation-clauses/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A22-T1-R12-US"
practice_area: "Insurance Law"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# Extract claims-cooperation clauses from a reinsurance treaty

> Copy each clause headed cooperation, claims control, notice, or consent to settle, with any period printed in it. Do not say whether the cedent complied.

Canonical page: https://ailawframework.com/practice/insurance-law/review-a-reinsurance-treaty-and-extract-the-claims-cooperation-clauses/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Insurance Law](https://ailawframework.com/practice/insurance-law.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | Copy each clause headed cooperation, claims control, notice, or consent to settle, with any period printed in it. Do not say whether the cedent complied. |
| What the lawyer must review | A reinsurance treaty is a contract. 15 U.S.C. § 1012 leaves insurance regulation to state law unless a federal act specifically relates to the business of insurance. No reinsurance statute was opened. You decide which clause binds and whether it was met. Formal Opinion 512 requires review before the extract is used in advice. |
| Written for | United States |
| Applies to | [Review a reinsurance treaty and extract the claims-cooperation clauses](https://ailawframework.com/practice/insurance-law/review-a-reinsurance-treaty-and-extract-the-claims-cooperation-clauses.md) |

## Checking plan

- What the AI does: Copy each clause headed cooperation, claims control, notice, or consent to settle, with any period printed in it. Do not say whether the cedent complied.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- The extract uses the treaty's headings and words. It does not add a cooperation duty the clause does not state.
- Follow-the-settlements language, if present, is copied. Its effect was not decided from a case.

## Sources

- [15 U.S.C. § 1012, McCarran-Ferguson Act: regulation by State law](https://www.law.cornell.edu/uscode/text/15/1012) (checked 2026-10-22)
- [ABA Formal Opinion 512, Generative Artificial Intelligence Tools (29 July 2024)](https://www.americanbar.org/content/dam/aba/administrative/professional_responsibility/ethics-opinions/aba-formal-opinion-512.pdf) (checked 2026-10-22)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*