---
title: "Draft the notification of circumstances under a claims-made liability policy"
url: "https://ailawframework.com/practice/insurance-law/draft-the-notification-of-circumstances-under-a-claims-made-liability-po"
type: "task"
site: "AI Law Framework"
id: "A22-T20261018-1"
practice_area: "Insurance Law"
tier: "yellow"
lawyer_review: "required"
last_reviewed: "2026-10-22"
---

# Draft the notification of circumstances under a claims-made liability policy

> From the client's account, the file correspondence and the policy schedule and wording, draft the notification letter to the insurer setting out the facts that might give rise to a claim, the people who might claim,…

Canonical page: https://ailawframework.com/practice/insurance-law/draft-the-notification-of-circumstances-under-a-claims-made-liability-po  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Insurance Law](https://ailawframework.com/practice/insurance-law.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | From the client's account, the file correspondence and the policy schedule and wording, draft the notification letter to the insurer setting out the facts that might give rise to a claim, the people who might claim, the dates the insured became aware of each fact, and the documents enclosed, and build a table of the policy's own notification requirements against what the letter contains. |
| What the lawyer must review | Decide whether the facts are ones that might give rise to a claim and how broadly to describe them, confirm the policy period and that the notice will reach the insurer before cover expires and as soon as reasonably practicable after the insured became aware, check every fact against the file, and confirm the correct insurer, broker and address for notice. |
| Written for / versions | 1 jurisdiction versions below |

## Checking plan

**Source-by-source verification**

Trace relied-on content to independent sources and check for relevant material the output has missed.

- What the AI does: From the client's account, the file correspondence and the policy schedule and wording, draft the notification letter to the insurer setting out the facts that might give rise to a claim, the people who might claim, the dates the insured became aware of each fact, and the documents enclosed, and build a table of the policy's own notification requirements against what the letter contains.
- What the lawyer does: Decide whether the facts are ones that might give rise to a claim and how broadly to describe them, confirm the policy period and that the notice will reach the insurer before cover expires and as soon as reasonably practicable after the insured became aware, check every fact against the file, and confirm the correct insurer, broker and address for notice.
- Who reviews: Responsible lawyer with competence in the matter
- Basis: Practical workflow informed by the linked primary sources; the traffic light and working checks are editorial guidance, not a court classification.
- Why: The level reflects what the work is, the consequence of an error, and how much of the output the lawyer must independently re-derive.

## Checks the lawyer makes

1. Confirm the instructions, the jurisdiction and the complete relevant material before starting.
2. Confirm the policy is claims-made and identify the expiry date and any notification clause before drafting.
3. Check each fact, date and potential claimant in the letter against a document on the file and remove anything the insured has not confirmed.
4. Confirm the notice was delivered to the insurer before expiry and keep the proof of delivery with the file.
5. Check the output against the source documents named in it before it is relied on.

## Notes

- These are suggested working checks. Confirm the required checking with the responsible lawyer before work starts; the checking approach does not establish permission to use AI.

## Sources

- [Insurance Contracts Act 1984 (Cth) s 40 (claims-made liability policies)](http://classic.austlii.edu.au/au/legis/cth/consol_act/ica1984220/s40.html) (checked 2026-10-18)

## Forms and precedents for this task

| Form or precedent | Kind | AI level | Summary |
| --- | --- | --- | --- |
| [Tender of a claim or suit to a liability insurer](https://ailawframework.com/precedents/insurance-law/us-coverage-tender-letter.md) | Letter | Yellow | A notice to a liability insurer that a claim or a suit has been made, enclosing the papers the lawyer marks.… |

Signed-in accounts can read the full text of each one.

## Jurisdiction versions

| Jurisdiction | Level |
| --- | --- |
| [United States](https://ailawframework.com/practice/insurance-law/draft-the-notification-of-circumstances-under-a-claims-made-liability-po/united-states.md) | Yellow |

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*