---
title: "List the points a settlement release would need to cover"
url: "https://ailawframework.com/practice/insurance-law/draft-a-settlement-deed-and-release-for-an-insurance-claim/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A22-T1-R13-US"
practice_area: "Insurance Law"
tier: "red"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# List the points a settlement release would need to cover

> Table the claimant, the insurer, the amount stated in the draft, the claim number, and each payment or reserve figure in the file. Write no sentence of the release.

Canonical page: https://ailawframework.com/practice/insurance-law/draft-a-settlement-deed-and-release-for-an-insurance-claim/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Insurance Law](https://ailawframework.com/practice/insurance-law.md) |
| Human involvement | Red: Lawyer writes; AI may check, clarify or collect data |
| How AI is used | Table the claimant, the insurer, the amount stated in the draft, the claim number, and each payment or reserve figure in the file. Write no sentence of the release. |
| What the lawyer must review | A release is a signed agreement. You write it. 15 U.S.C. § 1012 leaves the effect of a release of an insurance claim to state law unless a federal act specifically relates to the business of insurance. California Insurance Code § 790.03 reaches misrepresentation of pertinent facts or policy provisions to a claimant. Formal Opinion 512 requires review before any tool text is used. |
| Written for | United States |
| Applies to | [Draft a settlement deed and release for an insurance claim](https://ailawframework.com/practice/insurance-law/draft-a-settlement-deed-and-release-for-an-insurance-claim.md) |

## Checking plan

- What the AI does: Table the claimant, the insurer, the amount stated in the draft, the claim number, and each payment or reserve figure in the file. Write no sentence of the release.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- No made-whole or subrogation case was opened. The table does not state that either rule applies.
- Medicare Secondary Payer reporting was not opened. Do not state a reporting duty.

## Sources

- [15 U.S.C. § 1012, McCarran-Ferguson Act: regulation by State law](https://www.law.cornell.edu/uscode/text/15/1012) (checked 2026-10-22)
- [California Insurance Code § 790.03, unfair methods of competition and unfair acts](https://california.public.law/codes/ca_ins_code_section_790.03) (checked 2026-10-22)
- [ABA Formal Opinion 512, Generative Artificial Intelligence Tools (29 July 2024)](https://www.americanbar.org/content/dam/aba/administrative/professional_responsibility/ethics-opinions/aba-formal-opinion-512.pdf) (checked 2026-10-22)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*