---
title: "List duties for a panel-work tool policy the firm will adopt"
url: "https://ailawframework.com/practice/insurance-law/draft-a-policy-for-a-firm-s-ai-use-on-insurer-panel-work/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A22-B8-3-US"
practice_area: "Insurance Law"
tier: "red"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# List duties for a panel-work tool policy the firm will adopt

> One row per duty in Formal Opinion 512 and Model Rule 1.6. Columns are the duty and whether the file already shows a written practice. Write no sentence of the policy.

Canonical page: https://ailawframework.com/practice/insurance-law/draft-a-policy-for-a-firm-s-ai-use-on-insurer-panel-work/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Insurance Law](https://ailawframework.com/practice/insurance-law.md) |
| Human involvement | Red: Lawyer writes; AI may check, clarify or collect data |
| How AI is used | One row per duty in Formal Opinion 512 and Model Rule 1.6. Columns are the duty and whether the file already shows a written practice. Write no sentence of the policy. |
| What the lawyer must review | Formal Opinion 512 says a generative tool implicates confidentiality for all information relating to the representation, and that analysis and citations are reviewed before a court submission. Model Rule 1.6 is that confidentiality rule. 15 U.S.C. § 1012 leaves the insurer's own conduct rules to state law. You write any policy the firm adopts. |
| Written for | United States |
| Applies to | [Draft a policy for a firm's AI use on insurer panel work](https://ailawframework.com/practice/insurance-law/draft-a-policy-for-a-firm-s-ai-use-on-insurer-panel-work.md) |

## Checking plan

- What the AI does: One row per duty in Formal Opinion 512 and Model Rule 1.6. Columns are the duty and whether the file already shows a written practice. Write no sentence of the policy.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- The table does not become the policy.
- A state ethics rule and an insurer-panel rule were not opened.
- Do not put a claim file into a public tool.

## Sources

- [ABA Formal Opinion 512, Generative Artificial Intelligence Tools (29 July 2024)](https://www.americanbar.org/content/dam/aba/administrative/professional_responsibility/ethics-opinions/aba-formal-opinion-512.pdf) (checked 2026-10-22)
- [ABA Model Rule 1.6, Confidentiality of Information](https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_6_confidentiality_of_information/) (checked 2026-10-22)
- [15 U.S.C. § 1012, McCarran-Ferguson Act: regulation by State law](https://www.law.cornell.edu/uscode/text/15/1012) (checked 2026-10-22)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*