---
title: "Draft a coverage-position letter from the approved issues table"
url: "https://ailawframework.com/practice/insurance-law/draft-a-coverage-position-letter-from-the-approved-issues-table"
type: "task"
site: "AI Law Framework"
id: "A22-T1-R14"
practice_area: "Insurance Law"
tier: "yellow"
lawyer_review: "required"
last_reviewed: "2026-10-22"
---

# Draft a coverage-position letter from the approved issues table

> Turn the lawyer-approved coverage table into a first-draft position letter (indemnify / reserve / decline) with policy cites and information requests.

Canonical page: https://ailawframework.com/practice/insurance-law/draft-a-coverage-position-letter-from-the-approved-issues-table  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Insurance Law](https://ailawframework.com/practice/insurance-law.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | Turn the lawyer-approved coverage table into a first-draft position letter (indemnify / reserve / decline) with policy cites and information requests. |
| What the lawyer must review | Decide the position with the client Check timing and prejudice arguments, which are easy to get wrong Do not send a generated decline |
| Written for / versions | 1 jurisdiction versions below |

## Checking plan

**Line-by-line review**

Review the complete output at the level of each line, paragraph or clause; check facts, meaning and omissions.

- What the AI does: Potential support includes preparing preliminary structure or wording and identifying points for review. Confirm the tool’s capability and permitted scope.
- What the lawyer does: Set the scope, verify the evidence, resolve exceptions and approve the final output for its intended use.
- Who reviews: Responsible lawyer with competence in the matter
- Basis: Suggested checking approach based on the task guidance. Complete the assessment for the actual tool, information and jurisdiction.
- Why: The plan reflects the described work and review requirements. Policy colours are not used to determine permission or checking.

## Checks the lawyer makes

1. Review the original source set for relevant material absent from the output, including contrary evidence, qualifications and unresolved gaps.
2. Confirm the output against the client’s instructions and the complete relevant source material, including omissions or contradictions.
3. Resolve exceptions and record the responsible lawyer’s approval of the exact output and intended use.

## Notes

- Confirm the required checking with the responsible lawyer before work starts. The checking approach does not establish permission to use AI.

## Forms and precedents for this task

| Form or precedent | Kind | AI level | Summary |
| --- | --- | --- | --- |
| [Tender of a claim or suit to a liability insurer](https://ailawframework.com/precedents/insurance-law/us-coverage-tender-letter.md) | Letter | Yellow | A notice to a liability insurer that a claim or a suit has been made, enclosing the papers the lawyer marks.… |
| [Response to a reservation of rights or disclaimer](https://ailawframework.com/precedents/insurance-law/us-reservation-of-rights-response.md) | Letter | Yellow | The insured's response to an insurer's reservation of rights or denial. It asks the insurer to identify the provisions it relies on.… |
| [What a Code denial or short payment tells the customer](https://ailawframework.com/precedents/insurance-law/code-denial-contents.md) | Checklist | Yellow | Checklist of paragraph 81 of the General Insurance Code of Practice: what the insurer tells the customer in writing if a claim is denied or not paid in full. |

Signed-in accounts can read the full text of each one.

## Jurisdiction versions

| Jurisdiction | Level |
| --- | --- |
| [United States](https://ailawframework.com/practice/insurance-law/draft-a-coverage-position-letter-from-the-approved-issues-table/united-states.md) | Red |

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*