---
title: "Map who may make financial and health decisions, and from when"
url: "https://ailawframework.com/practice/elder-law-and-powers-of-attorney-guardianship/build-a-decision-making-map-who-holds-which-power-from-when-and-over-wha/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A18-A20260923-1-US"
practice_area: "Elder Law & Powers of Attorney / Guardianship"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# Map who may make financial and health decisions, and from when

> From the signed instruments the lawyer supplies, extract the principal, each agent, the powers named, any successor, and the date the document says it becomes effective. Do not add a power that is not written down.

Canonical page: https://ailawframework.com/practice/elder-law-and-powers-of-attorney-guardianship/build-a-decision-making-map-who-holds-which-power-from-when-and-over-wha/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Elder Law & Powers of Attorney / Guardianship](https://ailawframework.com/practice/elder-law-and-powers-of-attorney-guardianship.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | From the signed instruments the lawyer supplies, extract the principal, each agent, the powers named, any successor, and the date the document says it becomes effective. Do not add a power that is not written down. |
| What the lawyer must review | Financial powers of attorney and health-care directives are state statutes. The Uniform Law Commission's Power of Attorney Act is a model until the state enacts it. Open that enactment. 42 CFR § 489.102(a) requires specified providers, including hospitals and skilled nursing facilities, to give written information about the individual's rights under state law to make medical decisions and to formulate advance directives. You compare the map with the signed pages. Capacity, revocation and the scope of a gift power are your reading of the state statute. |
| Written for | United States |
| Applies to | [Build a decision-making map: who holds which power, from when, and over what](https://ailawframework.com/practice/elder-law-and-powers-of-attorney-guardianship/build-a-decision-making-map-who-holds-which-power-from-when-and-over-wha.md) |

## Checking plan

- What the AI does: From the signed instruments the lawyer supplies, extract the principal, each agent, the powers named, any successor, and the date the document says it becomes effective. Do not add a power that is not written down.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- Do not use an Australian enduring-power form or a tribunal guardianship order as the source of authority.
- Health records used to read a trigger for effectiveness are protected health information if the holder is a covered entity or business associate.

## Sources

- [Uniform Law Commission: Power of Attorney Act](https://www.uniformlaws.org/committees/community-home?CommunityKey=b1975254-8370-4a7c-947f-e5af0d6cb07c) (checked 2026-10-22)
- [42 CFR § 489.102 (advance-directive requirements for providers)](https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-G/part-489/subpart-I/section-489.102) (checked 2026-10-22)
- [ABA Model Rule 1.6, Confidentiality of Information](https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_6_confidentiality_of_information/) (checked 2026-10-22)

## Forms and precedents for this task

| Form or precedent | Kind | AI level | Summary |
| --- | --- | --- | --- |
| [Enduring power of attorney (ACT approved form AF2017-45): completion guide](https://ailawframework.com/precedents/elder-law-and-powers-of-attorney-guardianship/form-act-enduring-power-of-attorney.md) | Form | Yellow | Link to approved form AF2017-45, the enduring power of attorney under the Powers of Attorney Act 2006 (ACT), section 96. Notified on 6 February 2017 and effective on 8 March 2017.… |
| [Health direction (ACT approved form AF2017-46): completion guide](https://ailawframework.com/precedents/elder-law-and-powers-of-attorney-guardianship/form-act-health-direction.md) | Form | Yellow | Link to approved form AF2017-46, the health direction under the Medical Treatment (Health Directions) Act 2006 (ACT), section 21. Notified on 6 February 2017 and effective on 8 March 2017.… |
| [Statement of Choices (ACT advance care planning): completion guide](https://ailawframework.com/precedents/elder-law-and-powers-of-attorney-guardianship/form-act-statement-of-choices.md) | Form | Yellow | Link to the ACT Statement of Choices form for a competent adult, on the advance care planning page. The page gives no approved-form number. The booklet includes the form. The PDF was not opened.… |
| [Advance Personal Plan (Northern Territory): completion guide](https://ailawframework.com/precedents/elder-law-and-powers-of-attorney-guardianship/form-nt-advance-personal-plan.md) | Form | Yellow | Link to the Northern Territory Advance Personal Plan form. The page gives no form number.… |

Signed-in accounts can read the full text of each one.

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*