---
title: "Prepare a post-judgment discovery and garnishment application"
url: "https://ailawframework.com/practice/debt-recovery-and-civil-enforcement/draft-an-examination-garnishee-or-third-party-debt-application-from-the/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A46-A20260923-4-US"
practice_area: "Debt Recovery & Civil Enforcement"
tier: "red"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# Prepare a post-judgment discovery and garnishment application

> From the asset notes, list each account, employer, and amount the notes state, and leave a column for the § 1673 earnings ceiling. Do not write the application and do not calculate a wage deduction.

Canonical page: https://ailawframework.com/practice/debt-recovery-and-civil-enforcement/draft-an-examination-garnishee-or-third-party-debt-application-from-the/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Debt Recovery & Civil Enforcement](https://ailawframework.com/practice/debt-recovery-and-civil-enforcement.md) |
| Human involvement | Red: Lawyer writes; AI may check, clarify or collect data |
| How AI is used | From the asset notes, list each account, employer, and amount the notes state, and leave a column for the § 1673 earnings ceiling. Do not write the application and do not calculate a wage deduction. |
| What the lawyer must review | You write the application. Rule 69(a)(2) is the federal authority for discovery in aid of the judgment or execution, including discovery from the judgment debtor, under these rules or under the procedure of the state where the court is located. Rule 69(a)(1) sends the execution procedure itself to that state's procedure, unless a federal statute applies. Section 1673 is the federal limit on garnishment of disposable earnings. You apply the 25 percent ceiling and the thirty-times-minimum-wage ceiling, and you use § 1673(b) only when the debt is a support order. The tool does not compute the deduction. |
| Written for | United States |
| Applies to | [Draft an examination, garnishee or third-party debt application from the asset notes](https://ailawframework.com/practice/debt-recovery-and-civil-enforcement/draft-an-examination-garnishee-or-third-party-debt-application-from-the.md) |

## Checking plan

- What the AI does: From the asset notes, list each account, employer, and amount the notes state, and leave a column for the § 1673 earnings ceiling. Do not write the application and do not calculate a wage deduction.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- Section 1675, on the federal minimum wage used in the calculation, was not opened.
- A state wage-exemption statute can be tighter. This check opened only § 1673.

## Sources

- [Federal Rule of Civil Procedure 69](https://www.law.cornell.edu/rules/frcp/rule_69) (checked 2026-10-22)
- [15 U.S.C. § 1673 (restriction on garnishment)](https://www.law.cornell.edu/uscode/text/15/1673) (checked 2026-10-22)
- [Federal Rule of Civil Procedure 11](https://www.law.cornell.edu/rules/frcp/rule_11) (checked 2026-10-22)

## Forms and precedents for this task

| Form or precedent | Kind | AI level | Summary |
| --- | --- | --- | --- |
| [Summons to attend for oral examination (Magistrates' Court Form 67A)](https://ailawframework.com/precedents/debt-recovery-and-civil-enforcement/form-vic-mcv-67a-oral-examination.md) | Form | Yellow | Link to Magistrates' Court Form 67A, the summons for a judgment debtor to attend and answer questions about their financial circumstances. |
| [Garnishee orders (Magistrates' Court Forms 71A and 71B)](https://ailawframework.com/precedents/debt-recovery-and-civil-enforcement/form-vic-mcv-71a-71b-garnishee.md) | Form | Yellow | Link to Magistrates' Court Forms 71A and 71B. Form 71A is used when the garnishee debt is less than the money ordered. Form 71B is used when the garnishee debt is more than the money owed. |
| [Post-judgment examination outline (Rule 69)](https://ailawframework.com/precedents/debt-recovery-and-civil-enforcement/us-postjudgment-examination-outline.md) | Checklist | Yellow | Outline of topics for discovery in aid of a federal money judgment under Rule 69(a)(2). It is a question list for counsel, not a sworn statement for the debtor to sign. |
| [Attachment of earnings summons (Magistrates' Court Form 72A)](https://ailawframework.com/precedents/debt-recovery-and-civil-enforcement/form-vic-mcv-72a-attachment-earnings.md) | Form | Yellow | Link to Magistrates' Court Form 72A, the summons for an attachment of earnings order. A debtor whose only income is Centrelink cannot be forced onto that order. |

Signed-in accounts can read the full text of each one.

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*
