---
title: "Build the debtor's means and asset picture before choosing an enforcement step"
url: "https://ailawframework.com/practice/debt-recovery-and-civil-enforcement/build-the-debtor-s-means-and-asset-picture-before-choosing-an-enforcemen"
type: "task"
site: "AI Law Framework"
id: "A46-X20260927-4"
practice_area: "Debt Recovery & Civil Enforcement"
tier: "yellow"
lawyer_review: "required"
last_reviewed: "2026-10-22"
---

# Build the debtor's means and asset picture before choosing an enforcement step

> Organise the searches the lawyer has ordered — company and business-name extracts, land titles, personal property security, vehicle and bankruptcy searches, and the ledger's payment history — into one profile per…

Canonical page: https://ailawframework.com/practice/debt-recovery-and-civil-enforcement/build-the-debtor-s-means-and-asset-picture-before-choosing-an-enforcemen  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Debt Recovery & Civil Enforcement](https://ailawframework.com/practice/debt-recovery-and-civil-enforcement.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | Organise the searches the lawyer has ordered — company and business-name extracts, land titles, personal property security, vehicle and bankruptcy searches, and the ledger's payment history — into one profile per debtor, keep every entry tied to its source and date, and flag entries that match only on name, on an old address or on a superseded entity number. |
| What the lawyer must review | Decide which entries actually belong to this debtor before any step issues, confirm the debtor's identity and entity type against the judgment as entered, and check the currency of each search. |
| Written for / versions | 1 jurisdiction versions below |

## Checking plan

**Source-by-source verification**

Trace relied-on content to independent sources and check for relevant material the output has missed.

- What the AI does: Organise the searches the lawyer has ordered — company and business-name extracts, land titles, personal property security, vehicle and bankruptcy searches, and the ledger's payment history — into one profile per debtor, keep every entry tied to its source and date, and flag entries that match only on name, on an old address or on a superseded entity number.
- What the lawyer does: Decide which entries actually belong to this debtor before any step issues, confirm the debtor's identity and entity type against the judgment as entered, and check the currency of each search.
- Who reviews: Responsible lawyer with competence in the matter
- Basis: Practical workflow informed by the linked primary sources; the traffic light and working checks are editorial guidance, not a court classification.
- Why: The level reflects what the work is, the consequence of an error, and how much of the output the lawyer must independently re-derive.

## Checks the lawyer makes

1. Confirm the instructions, the jurisdiction and the complete relevant material before starting.
2. Decide which entries actually belong to this debtor before any step issues, confirm the debtor's identity and entity type against the judgment as entered, and check the currency of each search.
3. Check the output against the source documents named in it before it is relied on.

## Notes

- These are suggested working checks. Confirm the required checking with the responsible lawyer before work starts; the checking approach does not establish permission to use AI.

## Sources

- [https://www.judcom.nsw.gov.au/publications/benchbks/civil/enforcement_of_local_judgments.html](https://www.judcom.nsw.gov.au/publications/benchbks/civil/enforcement_of_local_judgments.html) (checked 2026-09-27)
- [https://www.mcv.vic.gov.au/civil-matters/enforcement-civil-debt](https://www.mcv.vic.gov.au/civil-matters/enforcement-civil-debt) (checked 2026-09-27)
- [https://www.legislation.qld.gov.au/link?guid=_3b6a3e80-6a44-4181-ac12-64ef5253c406&id=ch.19&version.series.id=a4c6031c-5851-4957-a8e9-46b6b54892a3&doc.id=sl-1999-0111&date=2024-09-27&type=sl](https://www.legislation.qld.gov.au/link?guid=_3b6a3e80-6a44-4181-ac12-64ef5253c406&id=ch.19&version.series.id=a4c6031c-5851-4957-a8e9-46b6b54892a3&doc.id=sl-1999-0111&date=2024-09-27&type=sl) (checked 2026-09-27)
- [https://www.legislation.wa.gov.au/legislation/statutes.nsf/RedirectURL?OpenAgent&query=mrdoc_41450.pdf](https://www.legislation.wa.gov.au/legislation/statutes.nsf/RedirectURL?OpenAgent&query=mrdoc_41450.pdf) (checked 2026-09-27)
- [https://www.lawhandbook.sa.gov.au/ch15s01s06.php](https://www.lawhandbook.sa.gov.au/ch15s01s06.php) (checked 2026-09-27)
- [https://www.legalaid.wa.gov.au/resources/self-help-kits-and-guides/car-crashes/after-court/enforcement-orders-car](https://www.legalaid.wa.gov.au/resources/self-help-kits-and-guides/car-crashes/after-court/enforcement-orders-car) (checked 2026-09-27)

## Forms and precedents for this task

| Form or precedent | Kind | AI level | Summary |
| --- | --- | --- | --- |
| [Summons to attend for oral examination (Magistrates' Court Form 67A)](https://ailawframework.com/precedents/debt-recovery-and-civil-enforcement/form-vic-mcv-67a-oral-examination.md) | Form | Yellow | Link to Magistrates' Court Form 67A, the summons for a judgment debtor to attend and answer questions about their financial circumstances. |
| [Debt collection conduct checklist (ACCC and ASIC guideline): contact, disputes and representations](https://ailawframework.com/precedents/debt-recovery-and-civil-enforcement/debt-collection-guideline-compliance-checklist.md) | Checklist | Yellow | File checklist applying the ACCC and ASIC debt collection guideline to individual debtors: contact hours and frequency, represented and vulnerable debtors, disputes, bankruptcy, statements about… |
| [Post-judgment examination outline (Rule 69)](https://ailawframework.com/precedents/debt-recovery-and-civil-enforcement/us-postjudgment-examination-outline.md) | Checklist | Yellow | Outline of topics for discovery in aid of a federal money judgment under Rule 69(a)(2). It is a question list for counsel, not a sworn statement for the debtor to sign. |
| [Application for an instalment order (Magistrates' Court Form 61A)](https://ailawframework.com/precedents/debt-recovery-and-civil-enforcement/form-vic-mcv-61a-instalment-order.md) | Form | Yellow | Link to Magistrates' Court Form 61A. A debtor or a creditor may apply. A debtor whose only income is Centrelink cannot be forced onto an instalment order. |

Signed-in accounts can read the full text of each one.

## Jurisdiction versions

| Jurisdiction | Level |
| --- | --- |
| [United States](https://ailawframework.com/practice/debt-recovery-and-civil-enforcement/build-the-debtor-s-means-and-asset-picture-before-choosing-an-enforcemen/united-states.md) | Yellow |

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*