---
title: "Table sustainability-linked loan targets against the market principles"
url: "https://ailawframework.com/practice/banking-and-finance/draft-sustainability-linked-or-green-loan-kpi-schedules/united-states"
type: "task_jurisdiction_version"
site: "AI Law Framework"
id: "A3-T1-R8-US"
practice_area: "Banking & Finance (Lending, Securities, Project Finance)"
tier: "yellow"
lawyer_review: "required"
jurisdictions: ["US"]
last_reviewed: "2026-10-22"
---

# Table sustainability-linked loan targets against the market principles

> For each measure the draft calls a target, list the indicator, the target level, the reporting date and whether the file has an external verification. Do not draft the schedule.

Canonical page: https://ailawframework.com/practice/banking-and-finance/draft-sustainability-linked-or-green-loan-kpi-schedules/united-states  
Last reviewed: 2026-10-22

Site index for agents: https://ailawframework.com/llms.txt

## Key facts

| Fact | Value |
| --- | --- |
| Practice area | [Banking & Finance (Lending, Securities, Project Finance)](https://ailawframework.com/practice/banking-and-finance.md) |
| Human involvement | Yellow: Lawyer and AI draft together |
| How AI is used | For each measure the draft calls a target, list the indicator, the target level, the reporting date and whether the file has an external verification. Do not draft the schedule. |
| What the lawyer must review | The Sustainability-Linked Loan Principles published through the LSTA, in the PDF dated 26 March 2025, are voluntary recommended guidelines. They are not a statute and they are not the FTC Green Guides. They describe five components: selection of indicators, calibration of targets, loan characteristics, reporting and verification. The indicators shall be material to the borrower's core sustainability and business strategy and shall be relevant, measurable on a consistent method, externally verifiable where feasible, and able to be benchmarked. The borrower shall give a clear definition, including scope, calculation, a baseline, and a benchmark where feasible. A target should be set for each year of the term unless the nature of the indicator justifies another frequency. The margin is the common example of a change when a target is met or missed, and a neutral band is sometimes used. Borrowers shall report at least annually, with a confirmation and a verification report. Independent external verification of performance against each target is a necessary element of the principles and is done by a qualified external reviewer. You decide whether the draft meets the principles. The tool does not set a margin. |
| Written for | United States |
| Applies to | [Draft sustainability-linked or green-loan KPI schedules](https://ailawframework.com/practice/banking-and-finance/draft-sustainability-linked-or-green-loan-kpi-schedules.md) |

## Checking plan

- What the AI does: For each measure the draft calls a target, list the indicator, the target level, the reporting date and whether the file has an external verification. Do not draft the schedule.
- Basis: Checked against the linked sources on 22 October 2026. Confirm the current instrument before reliance.

## Notes

- These principles are voluntary. A gap is not by itself a breach of law.
- Do not use the environmental-marketing guides as the test for a loan target.
- Do not invent a margin step. None is stated.

## Sources

- [LSTA, Sustainability-Linked Loan Principles (PDF dated 26 March 2025)](https://www.lsta.org/content/sustainability-linked-loan-principles-sllp/) (checked 2026-10-22)
- [ABA Formal Opinion 512, Generative Artificial Intelligence Tools (29 July 2024)](https://www.americanbar.org/content/dam/aba/administrative/professional_responsibility/ethics-opinions/aba-formal-opinion-512.pdf) (checked 2026-10-22)
- [ABA Model Rule 1.1, Competence](https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_1_competence/) (checked 2026-10-22)

*Practice guidance for planning and review. Confirm current primary sources and the requirements of the actual matter. This is general information, not legal advice.*